You’re typically eligible at age 65. There are Initial Enrolment, General Enrolment and Special Enrolment Periods missing your window could result in penalties or delays.In Pennsylvania, Delaware and New Jersey, local rules may apply — we’ll walk you through your timing.

Original Medicare = Part A (hospital) + Part B (medical) + often a separate Part D (drug plan). You may add a Medigap supplement.Medicare Advantage (Part C) bundles coverage via private insurers; may include additional benefits (vision, hearing, dental). We’ll compare your costs, provider choices and benefits side-by-side so you can decide what’s best for you.

Yes, if you’re on Original Medicare. If you pick a Medicare Advantage with drug coverage, your Part D is integrated.We’ll check your prescriptions, dosages and preferred pharmacy so you don’t get caught paying more.

Medigap policies fill “gaps” in Original Medicare (deductibles, coinsurance). They differ by plan letter (Plan A, G, N, etc.) and by state. – In Delaware, Pennsylvania and New Jersey, availability and pricing vary we’ll help sort what offers you the most value.

We’ll check your provider network as part of the comparison so your trusted doctors stay in network (if you choose a network-based plan).